You're Making Money.
So Why Does Cash Always Feel Tight?

Most businesses don't fail because they're unprofitable.
They fail because they run out of cash.

The Cash Flow Toolkit gives you the financial operating system to run your business with real numbers — free.

Cash Flow Control by Matthew Granat
  • Know exactly where every dollar goes
  • Pay yourself consistently every month
  • See cash problems before they happen
  • Build a reserve so surprises don't hurt
  • Make decisions using numbers, not stress

Book + workbook + tracker + scorecard. Instant access. No spam.

Already past $300K? Get the Growth Tracker instead →

Created by Matthew Granat, Director of Finance with 10+ years helping organizations improve financial systems and cash flow.

This toolkit brings those same principles to small business owners.

82% of small business failures are tied to cash flow problems — not lack of profit.

Every Business Owner Has Looked at Their Bank Account and Wondered...

"Can I actually afford this?"

That moment — that uncertainty — is what happens when you don't have a system.

This is not a revenue problem. It's a visibility problem.

Without the system

Bank balance decides everything.

Unsure if you can hire.

Wonder if payroll will clear.

Every decision feels like a guess.

With the system

✔ Know your cash 12 months ahead.

✔ Pay yourself consistently.

✔ Hire with confidence.

✔ Decide from numbers, not stress.

What's Inside The Toolkit

Four tools. One system. Everything you need to take control of your cash.

Cash Flow Control

Cash Flow Control

The book. 10 chapters. The complete system.

CEO
Operating
Manual

CEO Operating Manual

The workbook. Exercises and checklists to implement every chapter.

Starter
Tracker

Starter Tracker

The spreadsheet. Build your first 12-month cash flow forecast.

5-Number
Scorecard

5-Number Scorecard

The dashboard. Five numbers that tell you if your business is healthy.

Get The Free Toolkit

The Gorilla Cash Flow System™

Know Your Numbers.
Control Your Cash.

A simple operating system for turning financial chaos into better decisions.

01Know Your Numbers

Know exactly where you stand today.

02Build Your Budget

Give every dollar a job.

03Forecast Cash

See problems before they happen.

04Weekly Review

15 minutes. Complete visibility.

05Grow With Confidence

Better decisions. More cash.

One system. Better decisions. More cash.

Your First Four Weeks

Week 1

Know your break-even.

The exact revenue needed to cover every cost.

Week 2

Build your 12-month cash flow.

See your lowest month before it hits.

Week 3

Pay yourself consistently.

A set amount — not whatever's left over.

Week 4

Run a weekly money review.

15 minutes. Complete confidence.

What You'll Learn

10 chapters inside Cash Flow Control.

Chapter 1

The Visibility Problem

Why most small business owners are profitable on paper and broke in real life.

Chapter 2

The Owner Pay System

How to pay yourself a set amount every month — even when revenue fluctuates.

Chapter 3

Know Your Break-Even

Calculate the exact revenue your business needs before you make a dollar of real profit.

Chapter 4

The Weekly Cash Pulse

A 15-minute weekly ritual that gives you complete visibility — no accountant required.

Chapter 5

The Budget That Works

A budgeting method that takes 30 minutes to set up and actually gets followed.

Chapter 6

Reading Your Numbers

How to look at your P&L and actually understand what it's telling you — in plain English.

Chapter 7

The Reserve Account

Build a cash buffer that handles surprises without panic or credit cards.

Chapter 8

Stop Overpaying Accountants

Generate the information yourself. Take back control of your own numbers.

Chapter 9

The Monthly Review

A step-by-step monthly close process. Know exactly where you stand — every month.

Chapter 10

The Implementation Plan

Your complete step-by-step setup. Follow it and have a working financial operating system.

This Is For You If...

This Is For You If...

  • Revenue is coming in but your bank account tells a different story
  • You have no idea what your break-even number is
  • You don't pay yourself a consistent amount each month
  • You avoid looking at your financials
  • You want a simple system — not a finance course

This Is NOT For You If...

  • You already have full visibility and a system you trust
  • You're looking for investment advice or trading strategies
  • You want theory, not implementation
  • You're not willing to spend 15 minutes a week on your finances

Built by Matthew Granat — Director of Finance, Cash Flow Strategist. Read the full story →

Frequently Asked Questions

Is this really free?
Yes. The entire toolkit — book, workbook, tracker, and scorecard — is completely free. No cost. No hidden fees. Enter your name and email and get instant access.
Why would you give this away?
Because most business owners shouldn't have to pay thousands to understand their own numbers. This gives you everything you need to get started. If you want help implementing it, that's where we come in later.
I'm not a numbers person. Will I understand this?
This was specifically built for people who are not numbers people. No jargon, no accounting theory, no complicated spreadsheets. If you can read a bank statement, you can follow this.
How long does it take to set up?
Most people have the core system running within the first weekend. The weekly cash pulse takes about 15 minutes once set up.
Do I need special software?
No. Everything works with Google Sheets or Excel. All templates are included and ready to use.
What exactly do I get?
The Cash Flow Control book, CEO Operating Manual, Starter Tracker spreadsheet, 5-Number Scorecard, and the complete implementation plan. Everything you need to install the system and keep it running.
How do I access it?
Instantly. Enter your name and email, and you'll receive a link to download everything. Start in the next 60 seconds.

Download the Toolkit.
Build Your First Cash Flow.
Sleep Better Tonight.

Your business doesn't need more hustle. It needs a better financial system.

Get The Cash Flow Toolkit — Free
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